Review of cards Issuers by Visa Cards

Visa Virtual

A virtual card exclusively for use on the Internet. It was created in order to increase consumer confidence in electronic commerce and enable them to distinguish between the real costs of transport from shops in the Internet environment. For the first time, virtual card was launched in 1999 in Kuwait (SEMEA region). Visa Virtual Card has its own number and date of expiration. This card can not be used in the real store, since it is not the main characteristics of cards Visa, such as magnetic stripe, Trademark payment system and place for signing. Virtual cards are beneficial supplement to the existing Visa cards and are becoming increasingly popular in the region SEMEA. 34 of Visa member bank around the world have already started or are planning to soon begin circulation of Visa Virtual. Several Russian banks also produces cards Visa Virtual.

Visa Electron

All trades involving electronic authentication issuing bank, which confirms there is sufficient money in the account holder’s card. These security measures mean that Visa Electron cards may be issued to customers with limited or no banking history, as well as customers who do not have experience in the use of cards. Programs to move Visa Electron often focused on certain social categories of citizens, for example, students and young customers with limited income and consumer purchasing card for the first time.

Visa Classic

A universal payment tool, which was adopted worldwide in any locations designated by the logo of Visa, including ATMs, real and virtual stores, and shops offering goods and services by mail and telephone. This card is intended for those who already have experience in the use of bank cards. It also enjoys popularity among consumers of middle-income, as guaranteed convenience, choice and financial flexibility.

Visa Gold

One of the leading products, has been adopted worldwide and allows you to enjoy an impressive financial freedom. Visa Gold gives you an excellent opportunity not only to pay for any goods and services, as well as a number of important privileges that can make your life easier and brighter. Beginning in services for travelers, which include medical and legal assistance, and ending with impeccable customer support in case of theft or loss of your card. Just enjoy life – all under control! We have developed a number of privileges for holders of cards Visa Gold, which will help you derive maximum pleasure from the rest. Among them – exclusive tours, booking hotels, car rental (including limousines) and unique opportunities for shopping.

Visa Platinum

Was created specifically to conform perfectly to your way of life.It recognized and appreciated throughout the world and allows you to spend as much as you want. Now pay for goods and services has become even easier! Visa Platinum with a credit limit of $10, 000 (or the equivalent in local currency) and not having unparalleled network of admission allows you to enjoy an impressive financial freedom. In addition, it gives you the right to take a number of privileges and benefits designed specifically for you. These include, in particular, have recently been added services such as reimbursement of funds in case of loss or theft of shopping (to clarify categories of goods and conditions of reimbursement see additional information) and the extension of the warranty period for goods purchased by you. During a trip to your emergency medical services and legal assistance, as well as skilled support in case of loss or theft of cards.

VISA Infinite

The most prestigious international card payment system VISA International. She offered only to customers category VIP. Owning this card provides a range of unique services and opportunities. Global support cardholders VISA Infinite provides the following services around the clock throughout the world:

- term replacement cards within 24 hours;
- consultations on various issues;
- insurance coverage to 1 million dollars on travel (insurance protection extends to the cardholder as well as to members of his family), etc.

VISA Infinite card holder services provided by elite concierge service VISA Infinite, which provides prompt such tasks as planning trips, advice on choosing and booking restaurant tables, recreation planning, assistance in purchasing tickets for entertainment events, organization of gifts and much more.

Corporate Cards

Visa Business

Cards are designed for various daily payments in small and medium-sized enterprises, numbering up to 50 employees.
The card are generally used to account for the costs of travel, hospitality, accounts for office equipment, office supplies, software, and accounting for payments of utility bills. This system allows owners of small businesses to share personal and business expenditure, and monitor traffic in cash as payment for transactions made only at the end of a period. It is envisaged that banks should provide more detailed information on transactions with billing the cards Visa Business, which helps businesses effectively grouping costs and simplifies the procedure of tax and other records. Visa Business Card holders can use these cards in 24 million outlets, including nearly 1 million ATMs in more than 170 countries worldwide.

Visa Business Electron

In addition to the range of products Visa, designed for corporate use. It combines the versatility and convenience of Visa Business cards and a high level of protection cards Visa Electron. All transactions authorize Bank, which is ideal for newly established enterprises, organizations and businesses with high-banking risk status, as well as for markets, where participants have no banking history. Visa Business Electron also valid for the organization and personnel management divisions of large companies, for example, office managers, secretaries, drivers and other staff.

VISA Corporate

-Intended to implement the transportation and hospitality staff of medium and large companies, which often travel on business trips. Card can be used, for example, to pay for air tickets, hotels, restaurants and accounts in rental cars. Using the card companies Visa Corporate leadership is able to exercise control over expenditure of their employees. Visa Corporate also offers services related to travel, and support in emergency situations. Compared with the card Visa Business / Visa Business Electron, banks offered more detail on the substantive requirements of the card holder reporting and accounting of the company itself.

Visa Purchase

Offered by banks since 1994 and is designed to take into account the cost of office needs. Card can be used as a medium, and large companies and is issued, as a rule, people in these companies responsible for business activities. Its use enables companies, both private and public sector do without requiring a lot of labor and securities registration process small purchases of goods and services. Card designed specifically for the purchase of goods and services in the amount of payment within 5 000 U.S. dollars. For these cards to banks to make claims for special reporting form with billing. Thanks to this form of business can substantially save on administrative costs related to the acquisition of goods, as well as obtain information, analysis of which can be used as a basis for negotiations with suppliers of goods and services relatively more favorable conditions for cooperation. Card Visa Purchasing silver-blue or silver-blue with contrasting dark blue. Company Name is printed in black letters, or sprayed stamping method. The cards are available all necessary security features typical of products Visa.
Visa Distribution is intended for large enterprises whose activities are related to the shipment of their goods to small, medium and large outlets. The main users are the cards Visa Distribution sales, as well as drivers or distributors, bringing the goods. The main advantages of cards Visa Distribution is to significantly reduce the risk associated with the transport of large amounts of cash and improved financial performance of both producers and distribyuterskoy and trading network. Visa Distribution Card is intended mainly for businesses that produce and which products of the following categories:

• Alcohol
• Tobacco
• Consumer goods
• Pharmaceutical and medical supplies
• Spare parts for cars
• Building materials