Much of the criticism aimed at payday loans is that they come with extraordinary APRs. But if we break down the cost of getting a payday loan versus incurring late fees, overdraft charges and other expenses, it soon becomes clear that payday loans may actually be a smart financial move for consumers in need of [...]

Not long ago, credit was flowing freely, and even those individuals with the poorest of credit could still obtain a personal loan or get approved for a credit card. Now amidst a recession and a tight credit market, many people are faced with diminished income, as well as an ability to borrow the funds they [...]

Sometimes, dates might not line up the way that you really need. And while having a bill to pay before a paycheck clears to your bank account might be a seriously stressful experience in the moment, it doesn’t have to be the end of the world. In fact, taking a deep breath and looking at [...]

There’s nothing like having a familiar shoulder to lean on when times get tight, and throughout our lives that is a role that family and friends will play for us—and grateful we should be indeed for this show of solidarity on behalf of those we love and care for. Many of us are very familiar [...]

Just like any other kind of short-term loan, payday loans must be used in a responsible manner. If you have financial troubles that are ongoing and extensive, a payday loan will only delay the inevitable. Instead, use payday loans only when absolutely needed, and remember to abide by a few tips: Use a payday loan [...]

You need extra cash to get you through to your next paycheck. You have a credit card in your back pocket, but with all of the related fees, interest rates, and charges, you hesitate before taking it out. Sound familiar? You may be one of countless Americans who are questioning whether a credit card is [...]

Have you recently had an unexpected emergency or bill that requires a cash advance? Personal Money Store can get you back on track with a speedy cash advance today. These loans are similar to payday loans and we can get you up to $1500 with no faxing or credit checks required. You can apply from [...]

The American financial system has changed dramatically since the economic markets first took a hit in 2007, resulting in a tightening of consumer credit and lending in what has become known as the credit crunch. With millions of workers being laid off since that time, many began having a difficult time keeping up with their [...]